As the new school year approaches, families are busy with shopping for supplies, organizing schedules, and preparing for early mornings. Amid this flurry, one critical item that should not be overlooked is ensuring children have health coverage. Free or low-cost health coverage is available through the Children’s Health Insurance Program (CHIP) or Medicaid in every state for eligible individuals, providing essential care to keep kids healthy and ready to learn.
Many families may assume they do not qualify, but eligibility guidelines are broader than often realized. Eligibility varies by state and is based on family income and household size. In most states, children up to age 19 from a family of four earning up to $80,000 per year may be eligible. In some states, eligible children can qualify even if family income is higher. This means more families than ever can access these vital programs.
Health coverage through Medicaid and CHIP offers a range of services designed to support children’s health throughout the school year. These include annual checkups and school physicals to prepare children to learn, play, and participate; preventive care to identify health needs early; dental care to prevent toothaches and missed school days; vision and hearing services to support learning; mental health care to support emotional well-being; prescription medications and treatment to manage symptoms; and specialized services for children with disabilities to support growth and learning.
Getting children covered helps families manage health needs effectively. When a child is sick, the right medicines help them get back to school. If a child struggles with focus, supports are available. If a child needs glasses, these programs cover them. Healthy kids are confident kids, ready to participate in every opportunity inside and outside the classroom.
Applying for Medicaid and CHIP is straightforward. Families can apply by phone, by mail, in person through their state’s Medicaid or CHIP office, or online at InsureKidsNow.gov/coverage. Enrollment is open year-round, so families do not have to wait for a specific time to get covered. Once enrolled, coverage must be renewed every twelve months. It is important to keep addresses, emails, and phone numbers up to date with the state office to avoid missing renewal information.
For more information, visit InsureKidsNow.gov or call 1-877-KIDS-NOW (1-877-543-7669). Act now to get your child covered before they need health care.
