Insurance Canopy, a national provider of small business insurance, has expanded its Full Frame Insurance (FFI) program to include drone liability and equipment coverage. The new offering is designed for photographers, videographers, and other creative professionals who use drones in their work, providing liability protection for bodily injury and property damage, as well as coverage for drones and related gear.
The addition allows professionals to attach drone coverage to a single business insurance policy, eliminating the need for separate standalone policies. This streamlined approach addresses common gaps in standard liability policies, which often exclude or limit coverage for aircraft-related risks. The coverage is tailored for working professionals using drones in paid projects, distinguishing it from hobbyist-focused policies.
Drone use has become standard in content creation, from real estate shoots to event coverage and commercial production. However, many operators lack clear protection for accidents involving drones. According to Chris Van Leeuwen, Vice President of Professional Development at Insurance Canopy, “Drones have gone from being a specialized tool to an essential part of doing business. This expanded coverage reflects how photographers and videographers actually work today and gives them a better way to protect their business and the equipment they rely on.”
The new policy add-ons are available through Full Frame Insurance, which continues to focus on accessible insurance for small business owners and independent operators. The coverage helps professionals manage the financial risks of drone operations, whether from equipment damage or third-party liability. “Most professionals are focused on getting the shot, not worrying about everything that could go wrong with a drone,” Van Leeuwen added. “Whether the drone is damaged in a crash or causes third-party property damage, the costs can add up fast and create real business issues.”
Insurance Canopy, established in 2016, provides customized liability insurance for solopreneurs and mobile businesses across various industries. The company combines a traditional brokerage, an in-house agency, and a digital platform to offer rapid quotes and consumer-direct policies. For more information about drone coverage, professionals can visit Full Frame Insurance or call 844.670.1078 to speak with a licensed agent.
