The sale of structured settlement, annuity, or lottery payments is a complex, court-supervised process that varies by state, often leaving consumers with limited resources to understand their options. A new platform, Sell My Structured Settlement for Cash (SMSSC), launched nationwide today to address this gap by providing educational content, transparent quote tools, and free public data.
SMSSC offers more than 60 plain-English guides covering the court approval process, discount rates, taxes, and alternatives to selling, alongside state-specific pages for all 50 states and the District of Columbia. The content is reviewed by named experts, and the company publishes its editorial standards at sellmystructuredsettlementcash.com/editorial-standards/. To help payment holders evaluate offers, the platform includes three free calculators, including a decoder that reveals the discount rate implied by any offer.
In conjunction with the launch, SMSSC released a free public data library for journalists, researchers, and consumer advocates at sellmystructuredsettlementcash.com/cite-us/. The library features a 51-jurisdiction Structured Settlement Protection Act statute table, 2026 lottery tax rates by state, a directory of courts where transfer petitions are filed in 87 metro areas, and a status tracker for annuity issuers. All datasets are free to reuse under a Creative Commons license.
“We built the site we wished existed when we started researching this industry. Every number on it is sourced, the people who review the content are named, and the reference data behind it is free for anyone to check our work,” said a company spokesperson.
SMSSC's funding partner, Genex Capital, is BBB-rated with an A+ rating. Since 2003, Genex has served more than 50,000 clients, completed over $1.2 billion in transactions, and maintains a 95 percent court approval rate. Every SMSSC quote carries the Genex Guaranty, which includes a price match promise, no surprises between the quoted and final net amount, and legal costs covered by the funding partner.
The process for selling payments remains consistent across states: a written quote with disclosed discount rate, document signing via DocuSign or notary at no cost, a transfer petition filed with the court by the funding partner's legal team, and funding approximately three business days after court approval.
This launch comes at a time when consumers are increasingly seeking clarity in financial transactions. By providing free educational resources and transparent data, SMSSC aims to empower individuals to make informed decisions about their future payment streams, potentially reducing the risk of unfavorable deals. The platform's emphasis on editorial standards and public data could also set a new benchmark for transparency in the industry.
